Industrial finance background
Trusted MSME Financial Advisors · Gujarat · Mumbai · High Success Rate

Unlock Growth with Industrial Finance

ઉદ્યોગોને સક્ષમ બનાવો. વૃદ્ધિ સ્થાપિત કરો.

We help Gujarat, Mumbai & Pan-India manufacturers secure term loans, MSME credit, and government subsidies — from ₹25 Lakhs to ₹500 Crore. 25+ banking partners. End-to-end assistance. Zero upfront fee. Large project finance →

1200+

Clients Served

1500 Cr+

Loans Sanctioned (₹)

350 Cr+

Subsidies Secured (₹)

23+

Years of Experience

25+

Banking Partners

Ashirwad Consultancy – MSME Finance Advisory, Ahmedabad

23+

Years

1200+

Clients

₹1500Cr+

Loans

25+

Banks

About Us

Gujarat, Mumbai & Pan-India's Premier MSME
Finance Advisory

Ashirwad Consultancy is a premier MSME finance advisory based in Ahmedabad, serving manufacturers across Gujarat, Mumbai & Pan-India. With over 23 years of hands-on experience, we bridge the gap between ambitious manufacturers and the capital they need — from industrial term loans to state-sponsored subsidy schemes.

અશ્વર્ધ ફાઈનાન્સિયલ કન્સલ્ટન્સી ગુજરાતના ઉત્પાદક ઉદ્યોગોને ઋણ અને સબ્સિડી મેળવવામાં 23+ વર્ષથી સહાય કરે છે.

  • 23+ years serving India's manufacturing sector
  • End-to-end advisory from DPR to disbursement
  • ₹1500 Crore+ in loans facilitated
  • Bilingual support — English & Gujarati
Our Story

What We Do

Two Pillars of Financial Growth

Whether you need capital to build or want to recover costs through subsidies — we have you covered.

Industrial Loans

Industrial Loans

Structured credit for every stage of your manufacturing journey — from greenfield project finance to day-to-day working capital.

  • Project Finance
  • Machinery Loan
  • MSME / SIDBI
  • Working Capital
  • CGTMSE (Collateral-Free)
Explore All
Government Subsidies

Government Subsidies

Navigate central, Gujarat & Maharashtra state subsidy schemes that can slash your effective project cost by 15–40%.

  • Capital Subsidy
  • Interest Subsidy
  • SGST Refund
  • CLCSS (15%)
  • Electric Duty Exemption
Explore All

Why Ashirwad

The Advantage That Gets You Funded

Banks say no to many MSME loans — but with the right preparation and relationships, yes is very achievable.

23+ Years of Expertise

Over two decades navigating Gujarat, Mumbai & pan-India banking and subsidy landscape — we know what works.

25+ Banking Partners

Relationships with PSU banks, private banks, NBFCs, and SIDBI for the best fit and rates.

Fast-Track Processing

Streamlined documentation and pre-approved relationships reduce sanction time significantly.

End-to-End Service

From feasibility reports to final disbursement — we handle every step with you.

Lowest Effective Rates

We negotiate competitive rates and help you stack eligible subsidies to reduce your cost of funds.

Full Regulatory Compliance

All advisory is aligned with RBI guidelines, MSME Development Act, and Gujarat Industrial Policy.

Numbers That Speak for Themselves

A decade of trust, backed by real results across Gujarat, Mumbai & Pan-India.

1200+

Clients Served

ગ્રાહકો

1500 Cr+

Loans Sanctioned (₹)

ઋણ મંજૂર

350 Cr+

Subsidies Secured (₹)

સબ્સિડી

23+

Years of Experience

વર્ષ અનુભવ

25+

Banking Partners

બૅન્ક ભાગીદારો

Client Stories

What Our Clients Say

Real manufacturers, real results — across Gujarat, Mumbai & Pan-India.

We were struggling to get our machinery loan approved for over 8 months. Ashirwad's team sorted the documentation, placed it with the right bank, and we got sanction within 3 weeks. Their knowledge of the banking system is unmatched.
R

Rameshbhai Patel

FAQ

Frequently Asked Questions

Everything you need to know before starting your loan or subsidy journey.

Insights

Latest from Our Advisory Desk

All Articles
Machinery Loan Without Collateral in Gujarat: Complete Guide for Manufacturers (2026)
Loan Tips
Loan Tips 7 min read

Machinery Loan Without Collateral in Gujarat: Complete Guide for Manufacturers (2026)

You can get a machinery loan up to ₹5 Crore without pledging any property or security — thanks to CGTMSE. Here's exactly how it works for Gujarat manufacturers in 2026, with real eligibility conditions and a step-by-step process.

June 5, 2026Read More
CGTMSE Scheme 2024: Enhanced Limits and What It Means for Your MSME
Subsidy Schemes
Subsidy Schemes 5 min read

CGTMSE Scheme 2024: Enhanced Limits and What It Means for Your MSME

The government has enhanced the CGTMSE guarantee cover to ₹5 Crore. Here's what changed, who benefits, and how to apply before the fiscal year deadline.

April 15, 2025Read More
Gujarat Industrial Policy 2025: Key Incentives Every Manufacturer Must Know
Government Policies
Government Policies 7 min read

Gujarat Industrial Policy 2025: Key Incentives Every Manufacturer Must Know

Gujarat released its updated industrial policy with enhanced thrust sector subsidies, new SGST refund norms, and special incentives for green manufacturing. A full breakdown.

March 28, 2025Read More
How to Reduce Your Effective Term Loan Interest to Under 3% Using Subsidies
Loan Tips
Loan Tips 6 min read

How to Reduce Your Effective Term Loan Interest to Under 3% Using Subsidies

By stacking Interest Subsidy, CLCSS, and SGST refund correctly, many Gujarat manufacturers effectively pay under 3% net interest on their project loans. A step-by-step guide.

March 10, 2025Read More
Machinery Loan Without Security for MSMEs: Everything You Need to Know
Loan Tips
Loan Tips 6 min read

Machinery Loan Without Security for MSMEs: Everything You Need to Know

Wondering if you can get a machinery loan without pledging property or security? Yes — MSMEs in India can access unsecured machinery loans up to ₹5 Crore. Here's the complete process and eligibility.

July 20, 2026Read More
Loan for Used Machinery Purchase: Eligibility, Process & Best Lenders (2026)
Loan Tips
Loan Tips 5 min read

Loan for Used Machinery Purchase: Eligibility, Process & Best Lenders (2026)

Yes, you can get a loan for used or second-hand machinery in India. Here's the full guide — who qualifies, which banks fund used machinery, and how to structure your application for approval.

July 25, 2026Read More
MSME Loan Interest Rates in India 2026: PSU vs Private Bank vs NBFC Comparison
Loan Tips
Loan Tips 6 min read

MSME Loan Interest Rates in India 2026: PSU vs Private Bank vs NBFC Comparison

Confused about which lender offers the best MSME loan interest rate in 2026? Here's a straight comparison across PSU banks, private banks, and NBFCs — with real rate ranges and hidden cost analysis.

July 28, 2026Read More
Business Loan in Ahmedabad for MSMEs: Complete Guide for Gujarat Manufacturers (2026)
Loan Tips
Loan Tips 7 min read

Business Loan in Ahmedabad for MSMEs: Complete Guide for Gujarat Manufacturers (2026)

Looking for a business loan in Ahmedabad? Here's what MSME manufacturers need to know — eligible schemes, top banks, current interest rates, and step-by-step process for fast sanction.

July 30, 2026Read More
CGTMSE vs MUDRA vs Stand-Up India: Which Government Scheme Is Right for Your MSME?
Subsidy Schemes
Subsidy Schemes 6 min read

CGTMSE vs MUDRA vs Stand-Up India: Which Government Scheme Is Right for Your MSME?

Three of the biggest government-backed loan schemes — CGTMSE, MUDRA, and Stand-Up India — help MSMEs get funding without collateral. Here's a plain-English comparison so you know which one to apply for.

August 1, 2026Read More
Free First Consultation

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Loan Approved?

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